Unique Features

Credit and Business Rules Engine

Infinite Logic Decison Engine

oFlows has a built in "infinite logic" credit decision engine that gives your risk management team the ultimate level of control in the credit decision process. The system can accommodate any number and configuration of filter and pricing rules.

The oFlows system parses credit reports at a line-item level so you can set credit, cross-sales and business rules based on the full array of credit data available. We can even include data from other sources and your own account histories, in the business rules set.

Here's the kicker: you can adjust your credit criteria, pricing logic and other business rules instantly - any time you wish. So if you spot a specific negative trend, you can adjust your criteria, hit the button and the very next application will be processed according to the new rules.

This kind of flexibility empowers your risk management team to fine-tune your credit strategy to match your marketing efforts and overall corporate objectives.